Broker Check

Areas of Specialization

Areas of Focus for
Chiropractic Practices

Basic Group Benefits

  • Medical & Dental
  • Section 125 Plans Cafeteria Plans
  • Group Life & Disability
  • 401k, SEP & Simple IRA’s
  • Profit Sharing Plans

Basic Business Planning

  • Key Employee Protection and Retention
  • Business Continuation and Exit Strategies
  • Buy/Sell Agreement Funding Options
  • Practice Overview

Advanced Payroll Benefits

  • Payroll Deduction 529 College Savings Plans*
  • Group Long Term Care

Advanced Retirement Plans

  • Plans designed to attract and retain Key Employees
  • Pension Plans
  • Combo Plans
  • Non-Qualified Retirement Programs
  • Salary Reduction and Salary Continuation Plans
  • Benefit Plans for Highly Compensated Employees
  • Executive Bonus Plans
  • Deferred Compensation

Valued Added to the Staff

  • Access to Comprehensive Financial Planning
  • Comprehensive Financial Planning Seminars
    • Asset Allocation*
    • College Planning
    • Estate Planning
    • Investments*
    • Protection Planning
    • Retirement Planning

Areas of Focus for
Individuals

Retirement and Investment Planning*

  • Comprehensive Retirement Report
    • Coordination of Assets & Income Streams
    • Distribution Plan
  • Financial Products
    • Professionally Managed Money
    • Stocks
    • Bonds
    • Mutual Funds
    • ETFs
    • UITs
    • REITs
    • DPPs
    • Annuities

College Planning

  • Cost Projection
  • College Specific
  • Breakdown by Category
    • Tuition
    • Room & Board
    • Books
  • College Specific Financial Products
    • 529 Plans
    • Education IRA’s (Coverdell)

Estate Planning: Conservation and Wealth Transfer

  • Creation of a Plan to Transfer Assets
    • Identifying the Who, How, When and Why
    • Creating Tax Efficiency
  • Coordination with other Professionals
    • CPA
    • Estate Planning Attorney
  • Coordination of Beneficiaries

Personal Insurance

  • Life – Protecting Loved Ones & Ensuring a Legacy
    • Determining the correct amount of insurance
    • Review of types of life insurance
    • Discussion on how this fits into the larger financial plan
  • Disability – Protecting the Income that Drives the Plan
    • Determining the correct amount of insurance
    • Coordination of work and personal policies
  • Long Term Care Insurance – Protecting Dignity & Wealth
    • Overview of Coverage Options
    • Integration with overall plan